Deposits Rates
| FAMCO Interest Rates | |
| Savings Account | 4% |
| Fixed Deposits | |
| 91 to 180 days | 5% |
| 181 days to less than a year | 5.5% |
| 1 year to less than 2 years | 6.1 % |
| 2 years to less than 3 years | 6.30% |
| 3 years and above | 6.50% |
| 5 years and above | 7 % |
| Senior citizens (Minimum Period 1 year) | +0.5% |
| Recurring Deposits | |
| 12 Months | 6.60% |
| 24 Months | 6.75% |
| 36 Months to 60 months | 6.8% |
| Thrift Deposits | 7% |
Better Interest Rates for Members Depositors
The depositors members are given 0.5 to 1 % interest more per year in order to have a fair return to the members than commercial banks per year. The rates of interest on deposits are liable for change as per directions of the Reserve Bank of India and according to the market rates. All deposits which are brought to FAMCO are subsequently deposited in the State Cooperative Bank. Furthermore, loans are officially given to SHGs.